Terms of Use

(1) Conditions of Use

Please read these Terms of Use carefully. By accessing and using this website, you agree to be bound by all the following terms and conditions, which shall be governed by the laws of Hong Kong, any disputes arising thereof shall be subject to the exclusive jurisdiction of the courts of Hong Kong. YOUR ACCESS TO AND USE OF THIS WEBSITE IS AT YOUR OWN RISK. These Terms of Use may be modified from time to time without prior notice, and it is your responsibility to periodically review the most up-to-date version of these Terms of Use posted in this website.

Fubon Life Insurance (Hong Kong) Company Limited ("Fubon Life") has the right to determine and vary from time to time the scope and type of services to be made available through this website, including imposing and varying any restrictions on the use of the services, and prescribing and changing the services hours without prior notice.

(2) Business Statement

Fubon Life Insurance (Hong Kong) Company Limited is an authorized insurer to carry on long term business in Hong Kong under the Insurance Ordinance (Cap. 41 of the Laws of Hong Kong). The insurance products and services mentioned under this website are made available to the citizens, permanent residents and foreign nationals residing in Hong Kong. Nothing in this website shall be construed as an offer to sell, or solicitation to buy, or provision of any insurance products or services outside Hong Kong. Fubon Life does not offer or sell any insurance products and services in any other jurisdictions in which such offering or sale is illegal under the laws of such jurisdiction. The information contained in this website shall only be used for general reference. It is not a complete description of all terms, conditions and exclusions applicable to the relevant products or services, and shall not in any event constitute an offer or advice given by Fubon Life. You are strongly recommended to refer to the offering documents or policy of the relevant products and/or terms and conditions of the relevant services for details.

(3) Website Performance and Disclaimer

Fubon Life will use reasonable endeavours to make the website function properly. However the website availability depends on third party vendors, and its performance will be affected by various factors including functions, capacity and configuration of your device, the speed of your internet connection, and number of users assessing this website. Accordingly, FUBON LIFE DOES NOT WARRANT OR GUARANTEE:

- that you will be able to use this website at any time;

- that your use of this website is uninterrupted and free from delay, errors, defects, viruses or other malicious codes / programs;

- the reliability, security, functionality or other performance of this website and successful delivery or safety of any communications that you send to Fubon Life;

- that the information you obtain through this website is up-to-date, complete or accurate at all times; and

- that no other contaminating or destructive properties will be transmitted through this website or through the link or redirection from this website, and no damage will occur to any computer system connecting to this website or through the link or redirection from the website.

To the fullest extent permitted by law, FUBON LIFE EXCLUDES from these Terms of Use all representations, guarantees, conditions, warranties, and liabilities except such conferred by any legislation, the exclusion of which would contravene legislation or cause part or all of these Terms of Use to be void.

FUBON LIFE SHALL NOT BE LIABLE to you for any direct, indirect, incidental, special, consequential, punitive or exemplary losses, actual or anticipated loss of profits, revenue, goodwill, savings, data, business opportunity or expectation, cost of procurement of substitute goods or services, other intangible losses and any and all costs, expenses, liabilities and damages arising from or in connection with:

- your use of the website;

- your viewing, printing or any action taken in reliance on any information or using any of the services provided in this website;

- the viruses or malicious codes that may infect your computer equipment or other property as a result of your access to, use of, or browsing in the website or your downloading of any materials, data, text, images or multimedia contents from this website or through the link or redirections from the website;

- mis-delivery or leakage of information when sending or receiving any communications; or

- failure or delay of Fubon Life to carry out any of your instructions or system instructions which is attributable, wholly or in part, to any cause beyond its control including but not limited to the malfunction or failure of any equipment or communication facilities.

Please also refer to Fubon Life's Privacy Policy Statement regarding the use of cookies in this website and privacy-related practice and policies.

(4) Copyright and Use of Information

Copyright in the information and all logos, trademarks, service marks, icons, graphics and trade names contained in this website are owned by Fubon Life or its parent or affiliated company, in which you are not granted any rights or license. You shall not use, remove, modify, reproduce, copy, store, transmit or distribute any contents therein and proprietary notice that may be affixed to the products and services.

Where a third party link appears in this website, such link is provided solely for your own convenience. Fubon Life shall not be responsible for the use, effect and content, nor endorse any information and opinion referred to on such linked website.