Accumulation Interest Rate

Policyowners may choose to retain the annual dividends, guaranteed monthly income and/or cash coupons in their policies, if applicable, to earn interest.

Current Accumulation Interest Rate for
Annual Dividends,
Guaranteed Monthly Income
and/or Cash Coupons
(Non-guaranteed)
HKD Policy
3.7% p.a.
USD Policy
3.7% p.a.
The historical Accumulation Interest Rate is not an indicator of future Accumulation Interest Rate of our products. For more details, please refer to the Accumulation Interest Rate Philosophy.
Last Updated Date: 1 March 2024
Current Accumulation Interest Rate for
Annual Dividends,
Guaranteed Monthly Income
and/or Cash Coupons
(Non-guaranteed)
HKD Policy
3.7% p.a.
USD Policy
3.7% p.a.
The historical Accumulation Interest Rate is not an indicator of future Accumulation Interest Rate of our products. For more details, please refer to the Accumulation Interest Rate Philosophy.
Last Updated Date: 1 March 2024
Current Accumulation Interest Rate for
Annual Dividends,
Guaranteed Monthly Income
and/or Cash Coupons
(Non-guaranteed)
HKD Policy
3.4% p.a.
USD Policy
3.4% p.a.
The historical Accumulation Interest Rate is not an indicator of future Accumulation Interest Rate of our products. For more details, please refer to the Accumulation Interest Rate Philosophy.
Last Updated Date: 1 March 2024
Current Accumulation Interest Rate for
Annual Dividends,
Guaranteed Monthly Income
and/or Cash Coupons
(Non-guaranteed)
HKD Policy
3.7% p.a.
USD Policy
3.7% p.a.
The historical Accumulation Interest Rate is not an indicator of future Accumulation Interest Rate of our products. For more details, please refer to the Accumulation Interest Rate Philosophy.
Last Updated Date: 1 March 2024
Current Accumulation Interest Rate for
Annual Dividends,
Guaranteed Monthly Income
and/or Cash Coupons
(Non-guaranteed)
HKD Policy
3.9% p.a.
USD Policy
3.9% p.a.
The historical Accumulation Interest Rate is not an indicator of future Accumulation Interest Rate of our products. For more details, please refer to the Accumulation Interest Rate Philosophy.
Last Updated Date: 1 March 2024
Current Accumulation Interest Rate for
Annual Dividends,
Guaranteed Monthly Income
and/or Cash Coupons
(Non-guaranteed)
HKD Policy
3.9% p.a.
USD Policy
3.9% p.a.
The historical Accumulation Interest Rate is not an indicator of future Accumulation Interest Rate of our products. For more details, please refer to the Accumulation Interest Rate Philosophy.
Last Updated Date: 1 March 2024
Current Accumulation Interest Rate for
Annual Dividends,
Guaranteed Monthly Income
and/or Cash Coupons
(Non-guaranteed)
HKD Policy
3.7% p.a.
USD Policy
3.7% p.a.
The historical Accumulation Interest Rate is not an indicator of future Accumulation Interest Rate of our products. For more details, please refer to the Accumulation Interest Rate Philosophy.
Last Updated Date: 1 March 2024
Current Accumulation Interest Rate for
Annual Dividends, Guaranteed Monthly Income and/or Cash Coupons
(Non-guaranteed)
HKD Policy
3.5% p.a.
USD Policy
3.5% p.a.
The historical Accumulation Interest Rate is not an indicator of future Accumulation Interest Rate of our products. For more details, please refer to the Accumulation Interest Rate Philosophy.
Last Updated Date: 1 March 2024
Current Accumulation Interest Rate for
Annual Dividends, Guaranteed Monthly Income and/or Cash Coupons
(Non-guaranteed)
HKD Policy
3.4% p.a.
USD Policy
3.4% p.a.
The historical Accumulation Interest Rate is not an indicator of future Accumulation Interest Rate of our products. For more details, please refer to the Accumulation Interest Rate Philosophy.
Last Updated Date: 1 March 2024
Current Accumulation Interest Rate for
Annual Dividends,
Guaranteed Monthly Income
and/or Cash Coupons
(Non-guaranteed)
HKD Policy
3.9% p.a.
USD Policy
3.9% p.a.
The historical Accumulation Interest Rate is not an indicator of future Accumulation Interest Rate of our products. For more details, please refer to the Accumulation Interest Rate Philosophy.
Last Updated Date: 1 March 2024
Current Accumulation Interest Rate for
Annual Dividends,
Guaranteed Monthly Income
and/or Cash Coupons
(Non-guaranteed)
HKD Policy
3.9% p.a.
USD Policy
3.9% p.a.
The historical Accumulation Interest Rate is not an indicator of future Accumulation Interest Rate of our products. For more details, please refer to the Accumulation Interest Rate Philosophy.
Last Updated Date: 1 March 2024
Current Accumulation Interest Rate for
Annual Dividends,
Guaranteed Monthly Income
and/or Cash Coupons
(Non-guaranteed)
HKD Policy
3.5% p.a.
USD Policy
3.5% p.a.
The historical Accumulation Interest Rate is not an indicator of future Accumulation Interest Rate of our products. For more details, please refer to the Accumulation Interest Rate Philosophy.
Last Updated Date: 1 March 2024
Current Accumulation Interest Rate for
Annual Dividends,
Guaranteed Monthly Income
and/or Cash Coupons
(Non-guaranteed)
HKD Policy
3.5% p.a.
USD Policy
3.5% p.a.
The historical Accumulation Interest Rate is not an indicator of future Accumulation Interest Rate of our products. For more details, please refer to the Accumulation Interest Rate Philosophy.
Last Updated Date: 1 March 2024
Current Accumulation Interest Rate for
Annual Dividends,
Guaranteed Monthly Income
and/or Cash Coupons
(Non-guaranteed)
HKD Policy
3.5% p.a.
USD Policy
3.5% p.a.
The historical Accumulation Interest Rate is not an indicator of future Accumulation Interest Rate of our products. For more details, please refer to the Accumulation Interest Rate Philosophy.
Last Updated Date: 1 March 2024
Current Accumulation Interest Rate for
Annual Dividends,
Guaranteed Monthly Income
and/or Cash Coupons
(Non-guaranteed)
HKD Policy
3.9% p.a.
USD Policy
3.9% p.a.
The historical Accumulation Interest Rate is not an indicator of future Accumulation Interest Rate of our products. For more details, please refer to the Accumulation Interest Rate Philosophy.
Last Updated Date: 1 March 2024
Current Accumulation Interest Rate for
Annual Dividends,
Guaranteed Monthly Income
and/or Cash Coupons
(Non-guaranteed)
HKD Policy
3.9% p.a.
USD Policy
3.9% p.a.
The historical Accumulation Interest Rate is not an indicator of future Accumulation Interest Rate of our products. For more details, please refer to the Accumulation Interest Rate Philosophy.
Last Updated Date: 1 March 2024
Current Accumulation Interest Rate for
Annual Dividends,
Guaranteed Monthly Income
and/or Cash Coupons
(Non-guaranteed)
HKD Policy
3.9% p.a.
USD Policy
3.9% p.a.
The historical Accumulation Interest Rate is not an indicator of future Accumulation Interest Rate of our products. For more details, please refer to the Accumulation Interest Rate Philosophy.
Last Updated Date: 1 March 2024
Current Accumulation Interest Rate for
Annual Dividends,
Guaranteed Monthly Income
and/or Cash Coupons
(Non-guaranteed)
HKD Policy
3.5% p.a.
USD Policy
3.5% p.a.
The historical Accumulation Interest Rate is not an indicator of future Accumulation Interest Rate of our products. For more details, please refer to the Accumulation Interest Rate Philosophy.
Last Updated Date: 1 March 2024
Current Accumulation Interest Rate for
Annual Dividends, Guaranteed Monthly Income and/or Cash Coupons
(Non-guaranteed)
HKD Policy
3.5% p.a.
USD Policy
3.5% p.a.
The historical Accumulation Interest Rate is not an indicator of future Accumulation Interest Rate of our products. For more details, please refer to the Accumulation Interest Rate Philosophy.
Last Updated Date: 1 March 2024