Current Crediting Interest Rate &
Guaranteed Bonus Interest Rate
Note:
On the 10th Policy Anniversary, the Minimum Guaranteed Crediting Interest Rate is 2.8% p.a. on average for the first 10 Policy Years. Should your Policy be terminated before the 10th Policy Anniversary, the relevant guaranteed Crediting Interest Rate applicable at the 10th Policy Anniversary shall not apply. For avoidance of doubt, such guarantees shall not apply after the 10th Policy Anniversary.
Important Remarks:
- The Crediting Interest Rates are before deduction of any relevant policy charges, including but not limited to the Premium Charge and Policy Administration Fee, and allowance of Bonus Interest.
- Current Crediting Interest Rate is subject to change from time to time.
- The current Crediting Interest Rate and the historical Crediting Interest Rate are not indicators of future Crediting Interest Rate of our universal life products. For more details, please refer to the Crediting Interest Rate Philosophy.
Note:
On the 5th Policy Anniversary, the Minimum Guaranteed Crediting Interest Rate is 2.0% p.a. on average for the first 5 Policy Years. On the 10th Policy Anniversary, the Minimum Guaranteed Crediting Interest Rate is 2.8% p.a. on average for the first 10 Policy Years. Should your Policy be terminated before the 5th or 10th Policy Anniversary, the relevant guaranteed Crediting Interest Rate applicable at the 5th or 10th Policy Anniversary shall not apply. For avoidance of doubt, such guarantees shall not apply after the 10th Policy Anniversary.
Important Remarks:
- The Crediting Interest Rates are before deduction of any relevant policy charges, including but not limited to the Premium Charge and Policy Administration Fee, and allowance of Bonus Interest.
- Current Crediting Interest Rate is subject to change from time to time.
- The current Crediting Interest Rate and the historical Crediting Interest Rate are not indicators of future Crediting Interest Rate of our universal life products. For more details, please refer to the Crediting Interest Rate Philosophy.
Note:
On the 5th Policy Anniversary, the Minimum Guaranteed Crediting Interest Rate is 2.0% p.a. on average for the first 5 Policy Years. On the 10th Policy Anniversary, the Minimum Guaranteed Crediting Interest Rate is 2.8% p.a. on average for the first 10 Policy Years. Should your Policy be terminated before the 5th or 10th Policy Anniversary, the relevant guaranteed Crediting Interest Rate applicable at the 5th or 10th Policy Anniversary shall not apply. For avoidance of doubt, such guarantees shall not apply after the 10th Policy Anniversary.
Important Remarks:
- The Crediting Interest Rates are before deduction of any relevant policy charges, including but not limited to the Premium Charge and Policy Administration Fee, and allowance of Bonus Interest.
- Current Crediting Interest Rate is subject to change from time to time.
- The current Crediting Interest Rate and the historical Crediting Interest Rate are not indicators of future Crediting Interest Rate of our universal life products. For more details, please refer to the Crediting Interest Rate Philosophy.