Wealth Horizon Multi-Currency Insurance Plan – Golden Years

Build a legacy of lasting prosperity in your golden years
Having navigated a long and accomplished life journey, you understand how to build strong foundations for lasting security. Even in your golden years, you can continue shaping your family’s future to ensure their prosperity continues across multiple generations.

Wealth Horizon Multi-Currency Insurance Plan – Golden Years (“Wealth Horizon – Golden Years” or the “Plan”) is an insurance plan designed to cover two Insured Persons, helping you safeguard, accumulate and transfer your wealth to the next generation and beyond. With eligibility up to age 851, the Plan offers a Guaranteed Cash Value and non-guaranteed dividend to support long-term growth potential, as well as advanced legacy planning options to help ensure your wishes are honoured beyond your lifetime.

Start planning today and build a legacy that will give your family the gift of lasting prosperity.

1 Wealth Horizon – Golden Years provides life coverage for two Insured Persons under a single Policy. At the time of application, the older Insured Person must be aged 85 or below, and the younger Insured Person must be aged 65 or below.

Key Benefits

Exceptional Advantage
  • Build a legacy of lasting prosperity in your golden years
Currency Flexibility
  • Access multiple currencies to capture global opportunities
  • Change your Policy currency to suit your changing needs
Wealth Accumulation
  • Grow your wealth with long-term growth potential
  • Enhance liquidity by cashing out current gains
Legacy Planning
  • Transfer wealth seamlessly with Successor Owners
  • Appoint a Custodian to preserve wealth
  • Change the Insured Persons to extend your legacy
  • Prepare for uncertainties with Contingent Insured Persons
  • Split your Policy to share wealth
  • Ensure legacy continuity with Flexi Continuation Option
Family Protection
  • Safeguard your family’s future with life protection
  • Choose the settlement option that fits your plan
Financial Flexibility
  • Withdraw cash when needed
  • Overcome challenging times with flexible premium options

* Benefits are subject to relevant terms and conditions. For terms, conditions and key product risks, please refer to product brochure for details.